1. Schedule a date that works best for you: You have every right to request the closing take place at an ideal time for you, and the other parties in the transaction will usually work with you to make it happen. Whether it’s timing the closing around a pay date or the end of a lease, the first step is finding a date that minimizes stress or conflicts.
2. Clarify your payment: Many title companies do not accept personal checks, so give yourself a few days to get a cashier’s check or set up a wire transfer.
3. Double check insurance: You’ll need to arrange for a title insurance policy for your mortgage and purchase homeowner’s insurance (plus flood or earthquake insurance, depending on the area). Make sure your policy begins by your closing date.
4. Do a final walk-through: You’d be surprised to find that buyers skip this step! Schedule a final walkthrough to ensure that all requested repairs have been made and everything is in working order.
5. Take action based on walk-through: If any issues are identified, you may need to delay closing or negotiate a discount before the closing date to avoid delays.
When buying or selling a home in the Denver metro area, contact Delilah,
and let me put my knowledge, experience, expertise, and professionalism to work for you.
