What Does A Title Company Do?

With all the money you pay for a home, you want to make sure you spend your hard-earned dollars on a legitimate piece of property—and that’s where a title company comes in.

When you purchase a home, a title company will research the property to ensure that the seller is the rightful owner and will look through records for anything that might cause problems—ownership disputes, restrictions, unpaid taxes, liens, and more. Their goal is to document the chain of title and identify any issues that could become major problems down the road. At the end of the process, the title company issues a title opinion, a legal document that states that the title is valid.

The title opinion is part of obtaining title insurance. The insurance protects both the owner and the lender if there is a title dispute. If another party is actually the rightful owner of the home, your title insurance protects you from financial loss. In addition to title opinions and title insurance, title companies also handle escrow accounts and distribute money to the appropriate parties at closing. They’ll also deliver closing documents to the appropriate agencies.

In Colorado, traditionally the seller pays for the owner's policy thereby assuring the buyer that title is clear. Experience is important in the title business, so look for a company with longevity, a great reputation, and great rates. 

When buying or selling a home in the Denver metro area, contact Delilah,

 and let me put my knowledge, experience, expertise, and professionalism to work for you. 

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What Does A Title Company Do?

The Top 3 Reasons That Turn Off Potential Buyers

As a real estate agent I have shown hundreds of homes and held tons of open houses. This gives me first hand knowledge to buyer's comments and reactions. One thing that is consistent with ALL potential buyers, judgement of homes are made immediately. So, if you are planning to put your home on the market, be aware of  things that could quickly turn away buyers, even in a seller's market.

Top 3 reasons:

• 70% of buyers are turned off by stained wall & ceilings, and damp patches.  
• 65% of home buyers are turned off by properties that are in need of major repairs 
• 56% of home buyers are turned off by cigarette and pet odors. 

Other Turnoffs

• Overpricing your home (buyers won't even bother looking at your home if the asking price is clearly higher that comparables in the neighborhood)
• Cluttered rooms
• Sellers who stick around when buyers are viewing the home
• Bad DIY (exposed wires, holes in walls, chipped paint)
• Not enough parking spaces 
• Poor natural lightening
• Old inefficient heating and air systems
• A small kitchen
• Outdated bathrooms & kitchens
• Bright & unusual colored walls
• Deceptive listing descriptions 
• Not enough storage space

When buying or selling a home in the Denver metro area, contact Delilah,

 and let me put my knowledge, experience, expertise, and professionalism to work for you. 

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The Top 3 Reasons That Turn Off Potential Buyers

From Decorating To Staging

Here is a difference between the two—here’s how to get your home ready to sell Once you’ve decided to put your home on the market, you’re looking to sell quickly for the best possible price. One tactic that can help sell your home faster is staging.

At first, staging may seem like a real estate term that doesn’t actually mean anything. Isn’t staging just decorating? Well, not exactly …

Appeal to the masses
Your home is likely decorated to your tastes. It could be colorful and eclectic, or rugged and industrial. But when you’re staging your home, rather than appealing to a specific decorating sense, you want to furnish your home in a way that appeals to everyone—and more importantly, doesn’t turn anyone off who just isn’t into your personal style.

Tone down the personal flourishes
Buyers want to be able see themselves in a home and imagine how they’d make it their own. Unfortunately, that means less of your own style as you’re preparing for your move. Cut down on family photos, bold artwork, and unusual furniture. Do some major decluttering so the buyer can see all the space and storage opportunities. It may be sad to start removing the items that make your house a home, but it’s an important part of the process.

Mass appeal doesn’t mean “boring”
Your staged home can still be colorful, just stay away from extremes. If you paint, stick to whites, grays, or neutrals. Add flourishes of color with window treatments or accent furniture, but try to choose items that will appeal to both genders.

Call a pro
There are likely several staging companies in your area. If you need a recommendation, contact me at 720-316-4436.

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From Decorating To Staging

5 Not So Obvious Things That Affects Property Value

Some of the features that increase property values are obvious—like a remodeled bathroom, a modern kitchen, or a sought-after neighborhood. But here are a few features and circumstances you have not have realized can affect property values.

 1. The neighbors: Not every neighborhood or community has an HOA that can keep the neighbors from going overboard with decorations or neglecting to care for their home. Homes adjacent to crazy neighbors can potentially be undervalued.

 2. Trendy groceries and coffee: Recent statistics suggest that if your home is a short walk from popular grocery stores like Whole Foods or coffee chains like Starbucks, it can actually appreciate faster than the national average.

 3. Mature trees: A big beautiful tree in the front yard is enviable, and it’s not something that can be easily added to any home. Homes with mature trees tend to get a little boost in value.

 4. Parking: This isn’t too much of an issue if you live in the suburbs or in a rural area, but residents in dense cities can have real problems with parking, and homeowners might need to rent a spot just to guarantee a place to park each night. That’s why having guaranteed parking in urban areas will raise property values.

 5. The front entrance: First impressions matter to buyers—many will cross a home off their list within 10 seconds of stepping through the front door. An appealing front door, a friendly entryway, and a functioning doorbell are all necessities for getting top dollar.

Want to find out how much your property is worth in the Denver market? Give me a call, today.

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5 Not So Obvious Things That Affects Property Value